Which type of liability covers a business against claims of bodily injury on its premises?

General liability insurance is designed to protect businesses from various types of claims, including those related to bodily injury that may occur on their premises. This type of coverage is essential for businesses as it helps cover legal fees, medical expenses, and damages arising from accidents or injuries sustained by customers or visitors while on the business’s property.

By having general liability insurance, a business demonstrates that it is taking proactive steps to manage risks associated with its operations. This coverage is particularly crucial since even minor accidents can lead to significant financial burdens if a claim arises.

Other types of liability insurance, such as product liability insurance, focus on claims arising from products sold by the business, while professional liability insurance covers claims related to professional services or advice that leads to client losses. Business property insurance, on the other hand, protects the physical assets of the business and does not cover bodily injury claims at all. Thus, general liability insurance is the appropriate choice for protecting against claims of bodily injury occurring on the business premises.