Which of the following types of coverage is typically NOT included in a Businessowners Policy (BOP)?

A Businessowners Policy (BOP) is designed to provide comprehensive coverage for small to medium-sized businesses, typically combining property and liability insurance into one package. Within a BOP, general liability coverage, property damage coverage, and business income coverage are included as standard components, addressing common risks that businesses face.

Automobile liability coverage, however, is not included in a typical BOP. This type of coverage pertains specifically to vehicles used for business operations and is usually provided through a separate commercial auto insurance policy. By separating automobile liability from the BOP, the insurance can better tailor coverage options based on the unique risks associated with vehicles and their usage, which differs significantly from general business property and liability risks.

Thus, while a BOP covers essential aspects of business operations, it excludes automobile liability coverage, making it the correct identification in the context of the question.