Which of the following property coverages would provide protection to contents damaged by fire?

Study for the North Carolina Property Insurance Agent Test. Study with flashcards and multiple choice questions, each question has hints and explanations. Get ready for your exam!

Coverage C is specifically designed to provide protection for personal property and contents within a dwelling. This includes items like furniture, clothing, electronics, and other belongings owned by the insured. When a fire damages these contents, Coverage C offers financial compensation for the loss or damage, helping individuals to repair or replace their personal property.

In homeowners insurance policies, different coverages serve distinct purposes. Coverage A typically protects the dwelling itself, including the structure and any attached fixtures. Coverage B might cover other structures on the property, such as garages or sheds, but would not extend to the personal contents. Coverage D generally refers to additional living expenses incurred when the home cannot be inhabited due to covered losses, such as a fire. Thus, Coverage C is the appropriate choice for protecting personal contents against fire damage.

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