Which of the following losses would MOST LIKELY NOT be covered under Coverage A in the dwelling policy?

Coverage A in a dwelling policy typically encompasses the structure of the home itself and any attached structures, protecting against various risks that could cause physical damage. This includes coverage for losses due to fire, vandalism, and natural events like wind.

In the scenario presented, theft of a renter's lawnmower used to service the premises would most likely not be covered, as Coverage A specifically pertains to the structure of the dwelling and its attached fixtures. The lawnmower, while being used on the property, remains personal property of the renter, not part of the dwelling itself. Dwelling policies generally do not provide coverage for personal belongings that are not part of the residential structure. Other options involving fire damage, vandalism, and wind damage specifically pertain to the structure of the home and would be eligible for coverage under Coverage A, aligning with the policy's purpose to secure the building against defined risks.