Which of the following is NOT considered a coverage part in property insurance?

Health insurance is not considered a coverage part in property insurance because it falls under a different category of insurance altogether. Property insurance is primarily concerned with insuring tangible and physical assets such as buildings, equipment, and personal property against risks like fire, theft, and natural disasters.

On the other hand, health insurance is specifically designed to cover medical expenses and to provide financial support for health-related costs, which is an entirely separate area of insurance focused on personal and family health rather than property and asset protection.

The other options listed—general liability, commercial property, and equipment breakdown—are all integral parts of property insurance. They provide different types of coverage related to the management and protection of physical assets and business operations. General liability addresses risks associated with third-party claims, commercial property insurance covers physical damage to business property, and equipment breakdown insurance protects against the failure of essential equipment.