Which coverage is specifically designed to cover liability expenses a business may incur?

General Liability coverage is specifically designed to protect businesses against liability expenses that may arise from various incidents such as bodily injury, property damage, personal injury, and advertising injury. This type of insurance is crucial for businesses, as it helps cover legal fees, medical costs, and any settlements or judgments that may be awarded against the business if it is found liable for the damages.

In the context of business operations, having General Liability coverage is essential because it ensures that companies can manage financial risks associated with claims made by third parties. This protection is vital for maintaining operational stability and safeguarding the assets of the business.

The other options, while types of insurance, do not directly address liability expenses. Equipment Breakdown focuses on damages and losses related to the malfunction of machinery and equipment, Farm insurance deals with risks specific to agricultural operations, and Inland Marine covers property that is in transit or has a mobile nature but does not specifically address business liability. Thus, General Liability stands out as the coverage specifically tailored for liability risks faced by businesses.