Provided that a loss did not result from negligence by the assured, the owners, or the managers of the vessel, additional perils are covered under the

The Inchmaree clause is specifically designed to cover certain additional perils that are not typically included in standard marine insurance policies, particularly when losses do not arise from the negligence of the assured, owners, or managers of the vessel. This clause addresses various unforeseen events such as damage caused by the vessel’s machinery, accidental incidents involving the vessel's propeller or any issues related to the vessel's operation that are not due to the fault of the assured.

By providing this coverage, the Inchmaree clause enhances the protection afforded under a marine insurance policy. It ensures that shipowners are not held liable for damages caused by events beyond their control, as long as there was no negligence involved. This is important for encouraging responsible management of vessels while also recognizing the inherent risks of maritime operations.

The other options, while related to insurance, do not specifically address the unique coverage provided for perils that arise without negligence in the way the Inchmaree clause does. Therefore, the focus on additional perils related to machinery and operational incidents is what makes the Inchmaree clause the appropriate choice for this context.