How much will the insured's homeowners policy cover for the loss of $2,500 worth of precious stones in a burglary?

Homeowners policies typically include coverage for personal property, which encompasses a range of items, including precious stones. When it comes to theft or burglary, such policies generally provide coverage for the full value of the insured items, unless specific limitations or exclusions apply. If $2,500 worth of precious stones is lost due to a burglary, the homeowner's policy will compensate for that full amount, payable according to the terms of the policy.

While some policies may have sub-limits for certain high-value items or require additional coverage endorsements for high-value personal property, the question does not specify that such limitations are relevant. Therefore, it is understood that the insured will receive the full value of $2,500 for the precious stones lost in the burglary. This reflects the intention of homeowners insurance to provide adequate protection for personal belongings.