Coverage B is defined as which of the following in property insurance?

Coverage B in property insurance refers specifically to "Other Structures." This coverage provides protection for structures on the insured property that are not attached to the main dwelling. Examples of such structures include detached garages, sheds, fences, or any outbuildings situated on the same parcel of land as the primary residence.

Having this coverage is crucial because various scenarios, such as severe weather, vandalism, or fire, can put these structures at risk. Therefore, Coverage B ensures that policyholders have financial protection for these ancillary buildings, allowing for repairs or reconstruction if losses occur.

The other options represent different types of coverage or classifications not encompassed by Coverage B. For example, Additional Living Expenses pertains to costs incurred when a policyholder must live elsewhere while their home is being repaired; Commercial property relates to insurance for businesses rather than personal dwelling coverage; and Inland marine refers to a unique category of insurance covering specific categories of movable property, typically not applicable to this context.