An installations floater is used to insure what?

An installations floater is specifically designed to provide coverage for items that are intended to be permanently installed as part of a building. This type of policy typically covers materials and equipment that are in transit or at the job site, safeguarding them against risks such as theft, damage, or loss until they are fully installed. The focus is on items that will become integral to the structure, like HVAC systems, built-in appliances, and fixtures, rather than items that are simply placed within the building or that can be easily removed, which would be more aligned with property typically covered by a standard commercial property insurance policy.

In comparison, the other choices involve items that do not align with the purpose of an installations floater. Commercial vehicles are typically insured under auto policies, inventory held for sale is covered under business personal property insurance, and office furniture falls under different commercial property policies. Thus, the installations floater's designation specifically emphasizes coverage for items like appliances that will become a permanent part of a property.